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1. Sign the back of your lottery ticket. It sounds so simple, but it is the easiest step to take for granted. Despite the advent of technology, you still need to sign the back of a winning lottery.


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Choose six numbers from 1 through 40.
The Drawing Lotto drawings are held every Wednesday and Saturday except for Christmas Day.
Make sure you buy your tickets for each Lotto drawing by 9:30 p.
Tickets purchased after 9:30 p.
Lotto winning numbers are displayed on winning money from lottery every Wednesday and Saturday night and updated on this website.
How Multidraw Works Save time with multidraw by playing your numbers for multiple drawings.
You can play 2, 3, 4, 5, 10 or 20 consecutive drawings.
Jackpot prizes as well as prizes for the match-5 and match-4 level are pari-mutuel and are divided equally among all winning tickets of the prize, while the match-3 prize is a fixed amount.
See the "How to Win" tab pity, win lottery money have a prize chart.
Ways to Play Playslip.
In blue or black ink, fill out a playslip with your numbers and game options.
You may play up to five sets of numbers on each playslip.
This option is best when you want to choose your own numbers.
Be sure to check your playslip carefully.
Lotto tickets cannot be cancelled.
If you want a Quick Pick, tell the clerk.
You can play up to 10 quick picks on one ticket.
Be sure to note whether you want to add multidraw when placing your order.
A pari-mutuel prize is determined by dividing the prize pool equally among the winners, and may vary for each drawing.
The jackpot prize is also a pari-mutuel prize and will be divided equally among all jackpot-winning tickets.
If the jackpot is not won, the prize is carried over and added to the jackpot prize pool of the next drawing.
State law prevents the sale of Louisiana Lottery products through the Internet.
Only licensed retailers are legally authorized to sell Louisiana Lottery tickets.
The multidraw features on the Lottery's draw-style games allows players to purchase plays for multiple drawings, up to 14 for Pick 3 and Pick 4 and up to 20 for Powerball, Mega Millions, Lotto and Easy 5.
If you win a prize during one of the drawings, you do not have to wait until the last drawing has occurred before collecting those winnings.
When you cash a winning multidraw ticket with drawings still remaining, the Lottery's terminal system will print out an exchange ticket good for the balance of the remaining drawings and with the same numbers as on your original ticket.
The retailer will retain the original ticket as it is no longer valid and give your exchange ticket with your winnings.
Social Security Number and Photo ID required.
Call 225-297-2000 for information first.
If out of state, call lottery win real money />For more information, visit the page.
Winning scratch-off tickets can be claimed up to 90 days following the closure of the game.
A list of closed winning money from lottery and end-of-redemption dates can be found on this website.
Winning draw-style game tickets can be claimed up to 180 days following the drawing in which the prize was won.
Players should sign the back of their ticket for security purposes, secure their ticket and treat it as cash.
see more Powerball, Mega Millions or Lotto jackpot-winning ticket contact the Lottery's headquarters immediately at 225-297-2000 to schedule a time to claim their prize and have their questions answered.
This will facilitate a smooth prize payment process.
Players who believe they hold a jackpot-winning ticket must bring the original ticket to the Lottery's corporate headquarters in Baton Rouge within 180 days of the drawing in which the prize was won for verification and any prize payment.
The Lottery recommends that before coming to claim a jackpot prize, winners get financial advice so they fully understand the tax or other legal implications involved.
Under the Lottery's statute, all prize payment records are open records, meaning that the public has a right to request the information.
Depending upon the amount won and public or media interest in the win, winners may NOT be able to remain anonymous.
The statute also allows the Lottery to use winners' names and city of residence for publicity purposes such as news releases.
The Lottery's regular practice is not to use winner information in paid advertising or product promotion without the winner's willingness to participate.
When a prize is claimed it becomes the property of that individual, even if the prize is paid out as an annuity.
Hence, all winnings become a part of the estate of the deceased.
The winning numbers or results of Powerball, Lotto, Pick 3 and Pick 4 drawings are broadcast beginning at 9:59 p.
Mega Millions drawings are broadcast at 10:00 p.
Station Channel City KALB 5 Alexandria Cox Cable 4 Rebroadcasts on channel 57 winning money from lottery 24 and 26 minutes after the hour and between 45 and 50 minutes after the hour.
Shreveport The Robert H.
These jackpots were paid as annuities.
The largest single-payment winner was Timothy M.
Lotto: Wednesday and Saturday nights at 9:59 p.
Easy 5: Wednesday and Saturday nights at 9:59 p.
Powerball: Wednesdays and Saturdays at 9:59 p.
Mega Millions: Tuesdays and Fridays at 10 p.
There are no Louisiana-based drawings on Christmas Day or Easter.
Drawings for the multistate games, Powerball and Mega Millions, will be conducted should Christmas fall on a draw day.
Tickets must be winning money from lottery by 9:00 p.
However, in the event of an error, the official files of the Louisiana Lottery shall be controlling.

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CONNECT COMMENT EMAIL MORE Is the lottery the new American dream?
Imagine becoming vastly wealthy overnight.
Being a winner of a multimillion dollar lottery certainly will be a life-changing event for almost every single lottery winner.
Various Powerball and state lotteries have reached vast sums, and lotteries elsewhere have as well.
Future Powerball and state lottery ticket winners will become incredibly wealthy in an instant.
Imagine being Joe Somebody and turning into Sir Joe the Magnificent overnight.
Now imagine the unthinkable, where Sir Joe becomes Joe the Village Idiot in a very short time.
Supposedly most lottery winners end up broke again.
That just doesn't seem right at all.
Some lottery winners have even died.
We have looked around at many research papers and other articles on the matter about those who land in instant riches against all odds.
Doesn't it seem cruel to imagine that many lottery winners become losers?
There is a saying that newly wealthy people need to commit to memory: you should only have to get rich once.
The reality is that some people just cannot help themselves in avoiding the winning money from lottery of instant wealth.
There have been other U.
While many lists explain what you should do if you win, it is surprising how few actual warnings are link there that can be used a scare-tactic guide that makes lottery winners do the right thing.
Did you know that you might become a marked target if you are a lotto winner?
Some people find instant enemies, and some people become their own worst enemy.
Some people now could even manage to spend that much just in a single day or two.
Some points about what to do, or not do, may overlap or winning money from lottery redundant.
The problem is that there are many pitfalls that snag lottery winners who become vastly wealthy overnight or those who find themselves incredibly wealthy in a very short period.
This list of tasks also has many lessons for those who win big legal judgments, who unexpectedly inherit millions of dollars and who get sudden windfalls of cash from a business deal or a business sale.
Here are 12 things not to do if you win the lottery … or 13 things if the runner-up counts!
Forget to sign a ticket, or forget to report it to the state.
After doing some research, we find winning money from lottery is apparently the simplest and easiest error to make.
Can you imagine losing a lottery ticket?
Then imagine what can happen if someone else snags your ticket and shows up to collect the prize.
Fighting over this is no simple task, and disputes have arisen over who owns what ticket.
In a way, lottery tickets are almost considered the last form of bearer bonds that anyone can collect on if they show up with the coupons and bonds.
Lottery tickets expire at different times from state to state, but they generally expire in 90 days to one year.
Tell everyone you know.
If you win millions of dollars, chances are pretty high that you will to want to brag about it and share some of your new joy.
How could you not?
The problem is that telling everyone you know before you collect your winning puts you in danger, and in more ways that just one.
Everyone who has ever done anything for you now may come with their hands out asking for something, or worse.
You probably have heard of kidnap and ransom insurance before.
One lottery winner was even murdered.
If you can manage it, and if your state allows it, try to remain anonymous for as long as humanly possible.
How you became vastly wealthy will be found out in time anyway, but there is no need to alert everyone.
Automatically decide to take the up-front cash instead of the annuity.
Getting tens of millions of dollars at once probably sounds better than getting a paycheck for the next 30 years or so.
Now consider that close to 70% of lottery winners end up broke, many within a couple or few years.
Most people choose the lump sum rather than the annuity payment as it is instant empire-making money.
Go see a reputable and visible tax professional and a reputable investment advisor at a top money management firm with a widely recognized company name and a long corporate history.
This theme of "reputable and visible" will echo throughout.
Do this before you make the decision about a lump-sum or annuity option.
Think that you are the winning money from lottery person to manage your money and finances.
If you go from living paycheck to paycheck, does it sound right that you will know the best things to invest in and the best tax and asset protection strategies?
There are many ways to invest and protect that fortune, and that might not include just buying some stocks and bonds and letting it ride.
Your drinking buddy might also not be the best choice as an advisor and expert.
Having a solid and respectable team of advisors and managers in place will act as your buffer that protects your assets now and in the future.
Also, don't think that this money is a tax-free payment as you probably will have to pay the top tax bracket to the IRS and the highest state and local income taxes.
Do you know how to protect your assets against all threats and know exactly how to protect your estate in case you die or become incapacitated?
Here is a hint: If you answered yes, you probably did not bother playing the lottery.
Let your debts remain in place.
If you get the "I'm rich and don't have to pay anymore" bug, you might be dooming yourself.
One lottery winner in California was strapped with debt from property purchases and what seemed to be excessive insurance policies.
Whether you take the lump-sum or the annuity option, if you have a single penny of debt in the immediate future and distant future, then something is seriously wrong.
For that matter, you should not have a single debt ever again.
If you manage to go broke down the road and still have a mortgage, car payments, student loans, credit card debt and personal bills, you will have lost the right to be mad when all of your friends and family members ridicule you every day for the rest of your life.
Become the excessive high-roller, living the Big Life.
If you go from living a simple life to instantly being able to spend hundreds go here thousands of dollars or more per week, what do you think happens to your expectations in life ahead?
Chances are high that you will want more of the same.
If you start gambling in Las Vegas and are not happy until you are gambling with hundreds of thousands of dollars or more per play, you are dooming yourself.
Wait until the real con men find you.
Taking you and your favorite 50 people on a luxury cruise around the world can become very expensive, very fast.
Having an entourage generally only works for people who keep making more money, and entourages have bankrupted many musicians and athletes.
Buy everything for everyone, or even for yourself.
Do not go out and buy dozens of cars, followed by houses and whatever else, for you and your friends and family members.
This will start you on a bad path, and you could easily become the next friends and family personal welfare department.
If winning money from lottery start buying everything for everyone, chances are high that they might expect that to last forever.
The other end of the story is that you do not have to be a cheapskate either.
Still, after hearing a real life https://slots-free-deposit.website/lottery/rhode-island-lottery-wild-money.html story of one lucky winner buying more than 30 cars and multiple houses in three months, it is just crazy.
Say to hell with a budget.
Maybe it sounds crazy that you have to live within means when you get empire-making money.
After all, most lottery winners are instantly wealthier than everyone they know combined.
This also goes back to having advisors and being prudent, but at the end of the day you do still have a finite sum of money.
Chances are very high that you will make some serious purchases and your lifestyle will be changed forever.
Without setting limits for yourself and for what you do with others is a recipe for disaster.
Again, many lottery winners go broke.
If they went broke in a very short period, what do you think the reflection about wishing for a proper budget would be?
Become the business backer for all your friends and family.
One common theme that has come up with lottery winners and judgment winners who suddenly get vast sums of cash is that their friends and family start pitching them on endless business ideas.
Sure, some will sound great and some will sound crazy.
If someone has no knowledge of a particular business and does not know what it takes to actually run a business, will that person do better because a lottery winner who lucked into vast wealth provided money to start it?
If your answer is yes, you seriously need to protect yourself from yourself.
Give away the whole enchilada.
This is probably not the case for most lottery players, but some people might want to give away just about all their money to a charity or to a religious institution.
You can be more than generous without doing the unthinkable.
Imagine what you will feel like down the road when a serious crisis arises in your life or your family's life, knowing that you no longer had the means to change it.
Should you be charitable?
Should you give it all away just because a church or a charitable group does good things?
Absolutely not, at least not while you are alive!
If you insist winning money from lottery giving it all away, structure your will and estate to give it all away upon your death.
Get celebrity and athlete envy.
Keeping up with the Jonses is bad enough, but definitely do not try to keep up with the Kardashians or other celebrities.
It may seem cool to own a 200-foot yacht.
It may seem practical that certain celebrities have an entourage, or to have a film crew following you around.
It may seem cool owning castles in Europe.
Owning an original Picasso painting sure sounds impressive.
Having a more info new private jet makes sense for a lot of people.
Trying to dodge taxes might even sound appealing to misguided people.
Now go add up the price tags of these things, plus the cool cars and houses and the rest of it.
You can go broke real quick.
Just ask people like Nicolas Cage, Wesley Snipes, M.
Hammer, Evander Holyfield and many other famous people who had it all and ended up broke or close to broke how they feel about things.
Think that laws and decency standards no longer apply.
It is true that the wealthier you get, winning money from lottery better attorneys and legal defense you can afford.
That being said, living a reckless life without concerns about the laws of the land will not keep you from going to prison or worse.
You still have to live under the "good citizen" laws and you still likely will have to pay taxes.
A good sports coach will tell any star athletes upfront that chances are high they will have to be human for far longer than they are going to stars.
Movies often glamorize scoundrels, but what good does it do you if you are incredibly wealthy and such a pariah that no one will associate with you?
Remember, you don't get to take any of your wealth with you.
And how fun will it be to be paying out all of your winnings to attorneys fighting to keep you out of jail or fighting civil suits looking to take your new wealth away?
Is there a thirteenth runner-up thing not to do?
Forget to wonder if the lottery you are lottery apps win real is solvent and financially sound.
The State of Illinois did not have a budget resolution for much of 2015.
The state's finances have been challenged for years, and the state did not have the funds legally in place to pay out its top lottery winners.
Imagine getting the winning numbers, only to receive a state voucher.
It gets pretty hard to change your life in this manner on a state voucher that is nothing more than an IOU.
Following a list of things to do or not do sounds easy enough.
Unfortunately, life's temptations can get in the way of logic.
Its content is produced independently of USA TODAY.

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Opinions expressed by Forbes Contributors are their own.
Author, The Lemonade Life.
I write about winning money from lottery and greatness.
It's easy to imagine how you might spend all that money.
Before you start spending your impending fortune, however, it's important to ask yourself one question.
What do you logically oregon lottery slots topic do if you win the lottery?
Here's what you need to know and how to execute your lottery financial game plan: 1.
Sign the back of your lottery ticket It sounds so simple, but it is the easiest step to take for granted.
Despite the advent of technology, you still need to sign the back of a winning lottery ticket.
Like a check, a lottery ticket is considered a bearer instrument.
Whoever signs the winning lottery ticket and presents a valid photo ID can claim the lottery prize.
So, sign your ticket right after you purchase it so you protect yourself in case you lose your winning ticket.
Choose a one-time, lump-sum payment or installment payments You have 60 days from the day you present your winning ticket to determine how you want to receive your prize.
You have two choices when you win the lottery: you can receive a one-time, lump-sum payment or 30 installments winning money from lottery 29 years.
If you choose the lump-sum payment, you will receive your prize winnings upfront, and immediately will on the full amount.
If you choose the installment plan in the form of an annuity, winning money from lottery installment payment will be taxed.
Which should you choose?
It depends in your personal preference.
Financially, a dollar today is worth more than a dollar tomorrow.
If you choose the lump-sum payment, you have the peace of mind of receiving all the funds today and can invest the proceeds to earn a financial return.
However, if you prefer to set an allowance for yourself to help control spending, an annuity payment plan can help instill fiscal discipline.
You should compare the after-tax proceeds and your intended investment return lump-sum payment with the after-tax annuity payments and intended investment return installment payments.
Overall, you will want to consider the time value of money — that is, how much you can earn under each scenario comparing the timing of the payments that you receive.
Assemble your financial and legal wolfpack If you win the lottery, you may need help managing your new fortune.
It is critical to have a team of trusted advisors to help you manage an array of investment, accounting, tax and legal issues.
Expect to be approached by just about every type of advisor who wants to lend a helping hand.
Invest the time to make careful selections about who you want in your inner circle.
Not all advisors are created equally, so you will want to vet personally each new advisor you retain.
Don't outsource this function.
It's your money, and you need to protect it.
You should interview each prospective candidate, and make sure he or she understands your goals.
Make sure to check their credentials to ensure they are properly licensed.
Advice is not always free so make sure to understand their fee arrangements before you retain them.
Most importantly, hire a team that tells you "no.
It's your call how you spend your money, but it's helpful to have a team that gives you honest advice even if it's not what you want to hear.
Don't abandon your budget Wait, you just won hundreds of million of dollars.
Why would you still need a budget?
Financial discipline doesn't go away when you become a millionaire.
You may have more money, but that doesn't mean the same principles of personal finance do not apply.
With more financial resources, there may be more things to purchase.
That's why budgeting is even more essential.
Develop an action plan that accounts for your monthly and annual spending.
Categorize your major expenses.
Understand your winning money from lottery sources.
One strategy to instill financial discipline is winning money from lottery live off your income, not your prize winnings.
Therefore, you can preserve principal.
Take care of your heirs with an estate plan If you have an existing estate plan, now is the time to update it.
If you have never put one together, now is the time to create one.
When you win the lottery, or have any major life change, it's essential to ensure that your estate plan reflects your new reality.
With an estate plan, you will want to protect your estate, institute tax planning and consider how to provide for your heirs.
Say goodbye to your debt It's time to go debt-free.
If you want complete peace cheat codes mind, pay off your mortgage, student loans, credit cards, personal loans and anyone else to whom you owe money.
That's the easiest path to financial freedom.
But before you do that, evaluate your current financial obligations and future needs.
Not all debt is bad, however.
For example, you may have a low interest rate loan that makes financial sense if you can invest other assets in higher yielding investments.
Therefore, consider your debt in light of your larger financial plan.
Choose charities that are important to you The lottery can help change your life.
You also have the power to change the life of others.
There are countless charitable causes in which you can have a meaningful impact.
Choose the charitable causes that are most important to you, and work with your advisors to choose the most reputable charities to support.
Your advisors can also help you develop a charitable trust or other tax-efficient vehicle to give back.
Choose five numbers from 1 to 69 and one Powerball number from 1 to 26.
You can also select Quik Pik and the numbers will be selected automatically for you.
Where can I play Powerball?
The Multi-State Lottery Winning money from lottery administers Powerball across 44 states, Washington, D.
Virgin Islands How much does it cost to play Powerball?
Is there a limit to the number of tickets I can purchase?
What are the odds on winning the Powerball jackpot?
The odds of winning the Powerball jackpot are about 1 in 292 million.
What are the odds of being struck by lightening?
About 1 in 700,000.
If there is no winner and the jackpot increases, what are the odds of winning the next Powerball jackpot?
The odds always remain the same at about 1 in 292 million, and do not change based on the dollar winning money from lottery of the Powerball jackpot.
Is this the largest Powerball jackpot in U.
No, this is the second largest Powerball jackpot in U.
The largest Powerball jackpot in U.
Follow me on or.
Check out my or some of my other work.
Zack Friedman is the author of the highly-anticipated, blockbuster book, The Lemonade Life: How To Fuel Success, Create Happiness, and Conquer Anything.
Zack is the foun.

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12 things not to do if you win the lottery
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This article was co-authored by our trained winning money from lottery of editors and researchers who validated it for accuracy and comprehensiveness.
Together, they cited information from.
If you need to make money quickly, playing the lottery is certainly not your best bet.
The odds of winning the lottery are incredibly long, so why not try other ways to earn money quickly that will have more guaranteed returns.
List items for sale online.
One of the is to sell unwanted items online.
There are a large number of well-known sites that provide a platform for this.
You may decide to list items on sites that have a large number of visitors, or choose a more niche site where your items will stand out from the crowd.
A good picture can really help your items sell.
Sell expensive items for quick cash.
If you have decided to try and sell some things to make some quick cash, perhaps the best way to get a good and fast return is to sell expensive items first.
High-end electronic goods may maintain their value, but things such as old text winning money from lottery can also bring in a significant windfall.
You may not want to part with it, but it can bring in hundreds of dollars in a pinch.
Sell to local second hand stores.
There are alternatives to selling your old stuff online.
It takes a bit more work, but if you have some good second hand stores nearby you can take in some of your https://slots-free-deposit.website/lottery/lottery-codes-colorado.html and see if the store owner is interested.
Often second hand stores both buy and sell items, and going there in person means you can talk about a price face-to-face.
Consignment means that you get an agreed percentage of the price they are re-sold for, whereas selling out-right gives you money up front.
Flip items from garage sales.
Another way to make money by selling on old things, is to scour local garage sales from items that are being sold off cheaply, which you think you will be able to sell on at a higher price.
Try to play it safe at the start and only buy things you are very confident you can turn a profit on.
Similar to selling things, recycling can be another way to make quick cash.
There are all sorts of things which you may be able to recycle, so take a good look around your house for things that may have a value.
Old electronic items, such as mobile phones can be recycled to earn you some cash.
There are a number of websites that will offer you money to recycle your old phone.
Search online and then enter the details of your phone.
You will be made an offer, and then be asked to mail your phone before the money is transferred to you.
This is a tried and trusted method, but you will need to gather an awful lot of cans to make much cash.
You can make quick cash by renting out your room for a short period, winning money from lottery as over the summer or Christmas vacations.
Of course you will need another place to stay, and if you are renting the room yourself you will need agreement to sublet the room to someone else.
For example, you may be able to rent your room to a visiting student who is only in town for a few weeks.
Rent space in your house.
Sites that offer spares rooms or whole apartments to rent for short periods, to tourists winning money from lottery others, are becoming increasingly popular and prominent.
If you need to make some quick cash, renting out space in your house can be a great way to do this.
You could rent out a spare room, or, if rhode island lottery wild money have somewhere to stay, you could even rent out the whole place.
Rent your parking space.
In some big cities parking spaces are very precious commodities, and renting your parking space can earn you quick and ongoing cash.
Your chances will depend entirely on where you are and what the situation is like there.
If, for example, you live near a big commercial or business district where workers struggle to find parking you could be in luck.
Offer your body to science.
The possibilities and options near you will depend on where you live and what facilities are nearby.
Do small tasks advertised online.
It is possible to find many relatively minor tasks that you will be paid to complete.
This could be anything from testing a website, to doing some data entry or transcription services.
Making money by completing online surveys is a well-known way to make easy money on the internet, but is not a way to make winning money from lottery lot of money quickly.
If you just want to make a few dollars, then signing up and completing some surveys is an easy way to do it.
To help you navigate your way through the vast number of online survey companies, look at some reliable independent information that compares and rates them.
However sometimes vouchers can be sold.
Investigate work at home options.
There are a number of other ways to make money at home by using the internet, which can be more lucrative but will require significantly more work.
Some of the options include and teaching English or tutoring online.
These options are not really for those who want to make some quick cash, but are more relevant for those who are interested in being able to get regular income from working at home.
This article was co-authored by our trained team of editors and researchers who validated it for accuracy and comprehensiveness.
Together, they cited information from.

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It's easy to imagine how you might spend all that money.
Before you start spending your impending fortune, however, it's important to ask yourself one question.
What do you actually do if you win the lottery?
Here's what you need to know and how to execute your lottery financial game plan: 1.
Sign the back of your lottery ticket It sounds so simple, but it is the easiest step to take for winning money from lottery />Despite the advent of technology, you still need to sign the back of a winning lottery ticket.
Like a check, a lottery ticket is considered a bearer instrument.
Whoever signs the winning lottery ticket and presents a valid photo ID can claim the lottery prize.
So, sign your ticket right after you purchase it so you protect yourself in case you lose your winning ticket.
Choose a one-time, lump-sum payment or installment payments You have 60 days from the day you present your winning ticket to winning money from lottery how you want to receive your prize.
You have two choices when you win the lottery: you can receive a one-time, lump-sum payment or 30 installments over 29 years.
If you choose the lump-sum payment, you will receive your prize winnings upfront, and immediately will on the full amount.
If you choose the installment plan in the form of an annuity, each installment payment will be taxed.
Which should you choose?
It depends in your personal preference.
visit web page, a dollar today is worth more than a dollar tomorrow.
If you choose the lump-sum payment, you have the peace of mind of receiving all the funds today and can invest the proceeds to earn a financial return.
However, if click at this page prefer to set an allowance for yourself to help control spending, an annuity payment plan can help instill fiscal discipline.
You should compare the after-tax proceeds and your intended investment return lump-sum payment with the after-tax annuity payments and intended investment return installment payments.
Overall, you will want to consider the time value of money — that is, how much you can earn under each scenario comparing the timing of the payments that you receive.
Assemble your financial and legal wolfpack If you win the lottery, you may need help managing your new fortune.
It is critical to have a team of trusted advisors to help you manage an array of investment, accounting, tax and legal issues.
Expect to be approached by just about every type of advisor who wants to lend free real money helping hand.
Invest the time to make careful selections about who you want in your inner circle.
Not all advisors are created equally, so you will want to vet personally each new advisor you retain.
Don't outsource this function.
It's your money, and you need to protect it.
You should interview each prospective candidate, and make sure he or she understands your goals.
Make sure to check their credentials to ensure they are properly licensed.
Advice is not always free so make sure to understand their fee arrangements before you retain them.
Most importantly, hire a team that tells you "no.
It's your call how you spend your money, but it's helpful to have a team that gives you honest advice even if it's not what you want to hear.
Don't abandon your budget Wait, you just won hundreds of million of dollars.
Why would you still need a budget?
Financial discipline doesn't go away when you become a millionaire.
You may winning money from lottery more money, but that doesn't mean the same principles of personal finance do not apply.
With more financial resources, there may be more things to purchase.
That's why budgeting is even more essential.
Develop an action plan that accounts for your monthly and annual spending.
Categorize your major expenses.
Understand your income sources.
One strategy to instill financial discipline is to live off your income, not your prize winnings.
Therefore, you can preserve principal.
Take care of your heirs with an estate plan If you have an slot games lottery free estate plan, now is the time to update it.
If you have never put one together, now is the time to create one.
When you win the lottery, or have any major life change, it's essential to ensure that your estate plan reflects your new reality.
With an estate plan, you will want to protect your estate, institute tax planning and consider how to provide for your heirs.
Say goodbye to your debt It's time to go debt-free.
If you want complete peace of mind, pay off your mortgage, student loans, credit cards, personal loans and anyone else to whom you owe money.
That's the easiest path to financial freedom.
But before you do that, evaluate your current financial obligations and future needs.
Not all debt is bad, however.
For example, you may have a low interest rate loan that makes financial sense if you can invest other assets in higher yielding investments.
Therefore, consider your debt in light of your larger financial plan.
Choose charities that are important to you The lottery can help change your life.
You also have the power to change the life of others.
There are countless charitable causes in which you can have a meaningful impact.
Choose the charitable causes that are most important to you, and work with your advisors to choose the most reputable charities to support.
Your advisors can also help you develop a charitable trust or other tax-efficient vehicle to give back.
Choose five numbers from 1 to 69 and one Powerball number from 1 to 26.
You can also select Quik Pik and the numbers will be selected automatically for you.
Where can I play Powerball?
The Multi-State Lottery Association administers Powerball across 44 states, Washington, D.
Virgin Islands How much does it cost to play Powerball?
Is there a limit to the number of tickets I can purchase?
What are the odds on winning the Powerball jackpot?
The odds of winning the Powerball jackpot are about 1 in 292 million.
What are the odds of being struck by lightening?
About 1 in 700,000.
If there is no winner and the jackpot increases, what are the odds of winning the next Powerball jackpot?
The odds always remain the same at about 1 in 292 million, and winning money from lottery not change based on the dollar size of the Powerball jackpot.
Is this the largest Powerball jackpot in U.
No, this bingo arizona codes lottery scratcher the second largest Powerball jackpot in U.
The largest Powerball jackpot in U.
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Zack Friedman is the author of the highly-anticipated, blockbuster book, The Lemonade Life: How To Fuel Success, Create Happiness, and Conquer Anything.
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"Winning a $20 million lottery ticket won't make you happier. Research has shown that after one year, lottery winners go back to their baseline. Some are even less happy, " he said in a TED Talk.


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CONNECT COMMENT EMAIL MORE Is the lottery the new American dream?
Imagine becoming vastly wealthy overnight.
Being a instant lottery codes ny of a multimillion dollar lottery certainly will be a life-changing event for almost every single lottery winner.
Various Powerball and state lotteries have reached vast sums, and lotteries elsewhere have as well.
Future Powerball and state lottery ticket winners will become incredibly wealthy in an instant.
Imagine being Joe Somebody and turning into Sir Joe the Magnificent overnight.
Now imagine the unthinkable, where Sir Joe becomes Joe the Village Idiot in a very short time.
Supposedly most lottery winners end up broke again.
That just doesn't seem right at all.
Some lottery winners have even died.
We have looked around at many research papers and other articles on the matter about those who land in instant riches against all odds.
Doesn't it seem cruel to imagine that many lottery winners become losers?
There is a saying that newly wealthy people need to commit to memory: you should only have to get rich once.
The reality is that some people just cannot help themselves in avoiding the pitfalls of instant wealth.
There have been other U.
While many lists explain what you should do if you win, it is surprising how few actual warnings are out there that can be used a scare-tactic guide that makes lottery winners do the right thing.
Did you know that you might become a marked target if you are a lotto winner?
Some people find instant enemies, and some read more become their own worst enemy.
Some people now could even manage to spend that much just in a single day or two.
Some points about what to do, or not do, may overlap or seem redundant.
The problem is that there are many pitfalls lottery to money snag lottery winners who become vastly wealthy overnight or those who find themselves incredibly wealthy in a very short period.
This list of tasks also has many lessons for those who win big legal judgments, who unexpectedly inherit millions of dollars and who get sudden windfalls of cash from a business deal or a business sale.
Here are 12 things not to do if you win the lottery … or 13 things if the runner-up counts!
Forget to sign a ticket, or forget to report it to the state.
After doing some research, we find this is apparently the simplest and easiest error to make.
Can you imagine losing a lottery ticket?
Then imagine what can happen if someone else snags your ticket and shows up to collect the prize.
Fighting over this is no simple task, and disputes have arisen over who owns what ticket.
In a way, lottery tickets are almost considered the last form of bearer bonds that anyone can collect on if they show up with the coupons and bonds.
Lottery tickets expire at different times from state to state, but they generally expire in 90 days to one year.
Tell everyone you know.
If you win millions of dollars, chances are pretty high that you will to want to brag about it and share some of your new joy.
How could you not?
The problem is that telling everyone you know before you collect winning money from lottery winning puts you in danger, and in see more ways that just one.
Everyone who has ever done anything for you now may come with their hands out asking for something, or worse.
You probably have heard of kidnap and ransom insurance before.
One lottery winner was even murdered.
If you can manage it, and if your state allows it, try to remain anonymous for as long as humanly possible.
How you became vastly wealthy will be found out in time anyway, but there is no need to alert everyone.
Automatically decide to take the up-front cash instead of the annuity.
Getting tens of millions of dollars at once probably sounds better than getting a paycheck for the next 30 years or so.
Now consider that close winning money from lottery 70% of lottery winners end up broke, many within a couple or few years.
Most people choose the lump sum rather than the annuity payment as it is instant empire-making money.
Go see a reputable and visible tax professional and a reputable investment advisor at a top money management firm with a widely recognized company name and a long corporate history.
This theme of "reputable and visible" will echo throughout.
Do this before you make the decision about a lump-sum or annuity option.
Think that you are the smartest person to manage your money and finances.
If you go from living paycheck to paycheck, does it sound right that you will know the best things to invest in and the best tax winning money from lottery asset protection strategies?
There are many ways to invest and protect that fortune, and that might not include just buying some stocks and bonds and letting it ride.
All free lottery real money opinion drinking buddy might also not be the best choice as an advisor and expert.
Having a solid and respectable team of advisors and managers in place will act as your buffer that protects your assets now and in the future.
Also, don't think that this money is a tax-free payment as you probably will have to pay the top tax bracket to the IRS winning money from lottery the highest state and local income taxes.
Do you know how to protect your assets against all threats and know exactly how to protect your estate in case you die or become incapacitated?
Here is a hint: If you answered yes, you probably did not bother playing the lottery.
Let your debts remain in place.
If you get the "I'm rich and don't have to pay anymore" bug, you might be dooming yourself.
One lottery winner in California was strapped with debt from property purchases and what seemed to be excessive insurance policies.
Whether you take the lump-sum or the annuity option, if click here have a single penny of debt in the immediate future and distant future, then something is seriously wrong.
For that matter, you should not have a single debt ever again.
If you manage to go broke down the road and still have a mortgage, car payments, student loans, credit card debt and personal bills, you will have lost the right to be mad when all of your friends and family members ridicule you every day for the rest of your life.
Become the excessive high-roller, living the Big Life.
If you go from living a simple life to instantly being winning money from lottery to spend hundreds of thousands of dollars or more per week, what do you think happens to your expectations in life ahead?
Chances are high that you will want more of the same.
If you start gambling in Las Vegas and are not happy until you are gambling with hundreds of thousands of dollars or more per play, you are dooming yourself.
Wait until the real con men find you.
Taking you and your favorite 50 people on a luxury cruise around the world can become very expensive, very fast.
Having an entourage generally only works for people who keep making more money, and entourages have bankrupted many musicians and athletes.
Buy everything for everyone, or even for yourself.
Do not go out and buy dozens of cars, followed by houses and whatever else, for you and your friends and family members.
This will start you on a bad path, and you could easily become the next friends and family personal welfare department.
If you start buying everything for everyone, chances are high that they might expect that to last forever.
The other end of the story is that you do not have to be a cheapskate either.
Still, after hearing a real life personal story of one lucky winner buying more than 30 cars and multiple houses in three months, it is just crazy.
Say to hell with a budget.
Maybe it sounds crazy that you have to live within means when you get empire-making money.
After all, most lottery winners are instantly wealthier than everyone they know combined.
This also goes back to having advisors and being prudent, but at the end of the day you do still have a finite sum of money.
Chances are very high that you will make some serious purchases and your lifestyle will be changed forever.
Without setting limits for yourself and for what you do with others is a recipe for disaster.
Again, many lottery winners go broke.
If they went broke in a very short period, what do you think the reflection about wishing for a proper budget codes pa instant lottery be?
Become the business backer for all your friends and family.
One common theme that has come up with lottery winners and judgment winners who suddenly get vast sums of cash is that their friends and family start pitching them on endless business ideas.
Sure, some will sound great and some will sound crazy.
If someone has no knowledge of a particular business and does not know what it takes to actually run a business, will that person do better because a lottery winner who lucked into vast wealth provided money to start it?
If click the following article answer is yes, you seriously need to protect yourself from yourself.
Give away the whole enchilada.
This is probably not the case for most lottery players, but some people might want to give away just about all their money to a charity or to a religious institution.
You can be more than generous without doing the unthinkable.
Imagine what you will feel like down the road when a serious crisis arises in your life or your family's life, knowing that you no longer had the means to change it.
Should you be charitable?
Should you give it all away just because a church or a charitable group does good things?
Absolutely not, at least not while you are alive!
If you insist on giving it all away, structure your will and estate to give it all away upon your death.
Get celebrity and athlete envy.
Keeping up with the Jonses is bad enough, but definitely do not try to keep up winning money from lottery the Kardashians or other celebrities.
It may seem cool to own a 200-foot yacht.
It may seem practical that certain celebrities have an entourage, or to have a film crew following you around.
It may seem cool owning castles in Europe.
Owning an original Picasso painting sure sounds impressive.
Having a big new private jet makes sense for a lot of people.
Trying to dodge taxes might even sound appealing to misguided people.
Now go add up the price tags of these things, plus the cool cars and houses and the rest of it.
You can go broke real quick.
Just ask people like Nicolas Cage, Wesley Snipes, M.
Hammer, Evander Holyfield and many other famous people who had it all and ended up broke or close to broke how they feel about things.
Think that laws and decency standards no longer apply.
It winning money from lottery true that the wealthier you get, the better attorneys and legal defense you can afford.
That being said, living a reckless life without concerns about the laws of the land will not keep you from going to prison or worse.
You still have to live under the "good citizen" laws and you still likely will have to pay taxes.
A good sports coach will tell any star athletes upfront that chances are high they will have to be human for far longer than they are going to stars.
Movies often glamorize scoundrels, but what good does it do you if you are incredibly wealthy and such a pariah that no one will associate with you?
Remember, you don't get to take any of your wealth with you.
And how fun will it be to be paying out all of your winnings to attorneys fighting to keep you out of jail or fighting civil suits looking to take your new wealth away?
Is there a thirteenth runner-up thing not to do?
Forget to wonder if the lottery you are playing is solvent and financially sound.
The State of Illinois did not have a budget resolution for much of 2015.
The state's finances have been challenged for years, lottery cheat codes the state did not have the funds legally winning money from lottery place to pay out its top lottery winners.
Imagine getting the winning numbers, only to receive a state voucher.
It gets pretty hard to change your life in this manner on a state voucher that is nothing more than an IOU.
Following a list of things to do or https://slots-free-deposit.website/lottery/lottery-codes-ohio.html do sounds easy enough.
Unfortunately, life's temptations can get in the way of logic.
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