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12 things not to do if you win the lottery
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As someone who has developed a national reputation for working with sudden wealth recipients -- or as a client recently remarked, a " ," there are countless financial, tax, and legal strategies you can take to make the most of your sudden money.
But not so fast!
Winning the lottery is a unique sudden wealth event that requires several immediate decisions.
Here are six things you should do before you claim your lottery prize: 1.
You want to make sure you immediately sign the winning lottery ticket.
Lottery tickets are "bearer" instruments.
This means that snapdeal promo code holds the ticket is the winner.
I would also suggest you take a photo and video of yourself with the ticket.
If something unforeseen happens, these steps can go a long way to prove you are the winner.
Take care of yourself.
This step has nothing to do with your lottery prize and everything to do with you and your health.
While everybody handles these things differently, it's not uncommon to experience anxiety, paranoia, or even a strange out-of-body feeling.
For some, these feelings are fleeting, but for others, they can persist and make it hard to sleep, function and make logical decisions.
So, first and foremost is making sure you take care of yourself.
Seek professional help if necessary.
Decide if you want a lump-sum or an annuity.
With a big lottery win, you will often have the option of taking a lump sum payout or to receive the payout over time.
This will be one of the most important decisions you will make.
Although a great majority of lottery winners opt to do they win the money on are you the one a lump sum payment, there are definitely some advantages and disadvantages in taking the payout over time.
You'll want your accountant and financial advisor to review both options and discuss the pros and do they win the money on are you the one of each.
The big advantage for taking the money over time is that it provides you with a "do over" card.
We've all heard the stories of lottery winners who have lost it all in a few promo code sites safe years.
By getting the money over time, even if things go badly the first year, you will have 29 more chances to get it right.
It's definitely something to think about sooner rather than later, because in some states while you may have 180 days from the drawing to claim the prize, you may only have 60 days if you want a lump-sum check.
Also, the day you claim the prize, you will need to make your decision, so you'll want to get your team assembled so they can crunch the numbers for you.
When you win a large lottery, you'll want to make sure you have a stellar team who can help you make the best decisions.
You'll want an attorney -- actually, you'll undoubtedly use many attorneys e.
Find a good attorney to guide you through the initial steps and who can introduce you click others as please click for source />And at a minimum, you will also want a Snapdeal promo code and a Certified Financial Planner who have experience guiding clients who have received sudden money.
Make a publicity plan.
In many states, you don't have the option of remaining anonymous if you win the lottery.
As soon as you claim the prize, the whole world will know your name.
Journalist and TV reporters will come from far and wide and will all want to talk to you.
The best approach is to develop a public relations strategy before you claim the prize.
Decide what you want to share, when you want to share it, and if you will be your own spokesperson or if you want to have someone else speak on your behalf.
Lottery winners often complain that after winning their lives are turned upside down and that they are thrust into a new life.
It's hard to keep things exactly the same when you get a check for millions of dollars, but at the same time, you don't want to lose the aspects of your life you now cherish.
Step outside the craziness of the situation for a moment and make snapdeal promo code list of Who and What you love about your life that you don't want to change.
Money is best when you use it to improve your life, not necessarily change it.
So what should you do if you win the lottery?
Even before you claim the prize these six steps will help you get control of your and will put you on the right financial path so you can make the most of winning snapdeal promo code lottery and enjoying your new life.
Robert Pagliarini is obsessed with inspiring others to create and empowering them to live life to the fullest by radically changing the way they invest their time and energy.
He is the founder ofa community of passionate people who want to learn and achieve more in life and at work.
He is a Certified Financial Planner and the president ofa boutique wealth management firm serving sudden wealth recipients and affluent individuals.
Drew's Lifechangers and many others.
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At one point host Chris Hardwick wondered what the theoretical maximum a player could win in one episode was, so we did the math.. How Much Money Can You Win in a Single Episode of Jeopardy.


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How Much Money Did the 'Are You the One?' Cast Actually Win? Remember, It Can't Buy Love
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Unfortunately, if you only matched one white number on the Mega Millions drawing, you did NOT read article any money.
There are multiple ways to win the Mega Millions drawing.
You can put that money into buying one more Mega Millions ticket!
Here are other ways that you can win tonight.
The odds of winning Click here Millions are 1 in 302.
Mega Millions recently changed its rules in October 2017, making the odds of winning the big jackpot lower they used to be 1 in 258.
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When someone eventually does win the jackpot, it will take a while before we find out their identity if ever.
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How Much Money Did the 'Are You the One?' Cast Actually Win? Remember, It Can't Buy Love
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32 Things You'd Definitely Buy If You Ever Won The Lottery
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Google Tag Manager It all came down to this.
So did the house win the money?
Did all 21 contestants find their perfect match?
Or did episode 10, titled end in disaster?
The men were forced to build makeshift rafts to save their women on a deserted island.
The men who built their raft and save the lady of their choosing the fastest would secure a getaway date.
He chose Ashley as his partner for the week.
Layton and Tyler came in second.
Anthony and Alex K.
While Christina told him she felt she would be the last woman standing in the final choosing ceremony, Layton said he would be the one to make the final call at the 1oth matchup.
Despite having a strong friendship with Ellie, Alex K.
The six contestants were taken to the world-famous Arecibo Observatory in Puerto Rico.
Layton and Tyler also realized they might be a pair while discussing their relationship do they win the money on are you the one />Fortunately for Cristina, she was not a perfect match with Dario and was able to stay in the house.
Choosing Ceremony The final matchup ceremony was ladies choice.
Despite Snapdeal promo code plan to take one for the team and sit out during the final choosing ceremony, Layton went against the house and gave her a second chance.
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Decide how you will receive your jackpot money. If you win the Lotto jackpot, you can choose to receive the full amount in 25 payments throughout 24 years, minus taxes, or you can receive approximately one-half the advertised prize amount in one lump payment, minus taxes. The lump-sum cash payment is about half of the advertised prize amount.


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32 Things You'd Definitely Buy If You Ever Won The Lottery
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You might have won the lottery against all odds, but you just can't beat the taxman.
Of course, exactly how much you fork over to the IRS depends on the state in which you win and how you choose do they win the money on are you the one take those sweet, sweet winnings.
Tip Expect taxes to eat up somewhere around 40 percent of your more info, with variations per state and payout plan.
Taxes on Lottery Winnings Winning your state's Powerball is a pretty sure bet for skyrocketing you into the top income bracket.
And since your lottery winnings are taxed like income, that means they'll be taxed at about 37 percent.
Be prepared: The federal government will withhold 25 percent of your go here before it hits your bank account, with the rest due when you file your taxes.
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Of course, states that don't levy individual income taxes, such as Texas, Florida and Washington, will leave you with more lottery money.
Payment Options Lottery winners have the option to receive a lump sum or take their winnings via an installment plan, and these options do they win the money on are you the one in how they're taxed.
If you take the Powerball cash option — the lump sum — your money is taxed up front.
If you opt to receive annual Powerball payments instead, you'll get a still taxable portion of your winnings from the get-go and installments over 30 years.
You'll still owe federal taxes, link you'll pay them for each installment instead of all at once.
At the end of the day, the up-front option results in less taxation.
Changes in 2018 It's no secret that the Tax Cuts and Jobs Act — the tax bill passed by President Trump's GOP in late 2017 — favors the wealthy in just about every respect, and that extends to newly wealthy lottery winners.
Because the bill cuts income taxes for high earners, federal taxes on income such as lottery winnings will be reduced by about 2.
However, these tax savings may be negated by the very same bill, which no longer allows taxpayers to deduct what they pay to state and local governments from their federal taxes.
For the 2017 tax year, the top federal tax rate was 39.
About the Author Dan's decade-long experience as a freelance writer and small business owner has seen him contribute to financial publications including Chron.

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‘Are You The One’ Season 2 Finale Recap: Perfect Matches Revealed; Did They Win The Money?
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How Much Do You Win If You Match One Mega Millions Number? | slots-free-deposit.website
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Dating and finding love is not easy, no matter who you are.
But the cast of this MTV hookup show takes the complications of modern relationships to a whole new level.
The promises "the most ambitious matchmaking experiment ever attempted.
Are You the One?
But there's a catch, of course: every person on this show is, read article their own admission, terrible at relationships.
They continually mess up their chances at finding love in the real world, so they've all come to a reality show for help.
What could possibly go wrong?
Turns out, pretty much everything.
If the first season of Are You the One?
Based on just the promo below, Season 2 will also include a lot of crying, a lot of yelling, and a lot of awkward hookups—all the classic signs of an MTV reality program.
Things get even more cringey this season, because one lucky guy has two perfect matches in the group — meaning one girl could find her ideal dude.
Which actually seems quite cruel to me.
So how does this show work, exactly?
Its format is surprisingly complicated to follow, which is why I've broken it down for you into five easy steps.
The Cast Meets and Mingles Being told that your "perfect match" could be one out of the 10 people standing in front of you do they win the money on are you the one put a lot of pressure on anybody.
And the way the cast dealt with that stress last season was to begin drinking and hooking up immediately.
Did I mention that there is a specific room equipped with just one large bed that the show refers to as "Pound Town"?
I'll just let that sink in.
The Games Begin To win one-on-one dates with their potential snapdeal promo code, the guys and girls compete in weekly competitions, which usually reward whoever's willing to show the most skin.
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Inside, a screen reveals if the couple is a match or not.
This is where the central flaw of Are You the One?
Most couples go into the booth expecting that they are correctly matched.
They feel an attraction and a connection, which is why the rest of the group voted to test their match potential in the first place.
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So who's correct: the people experiencing these feelings or the hard numbers?
Love is a Mystery At the do they win the money on are you the one of each episode, the entire cast comes together to guess everyone's match.
Remember, if they guess all 10 couples correctly, they get to split a million bucks.
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As a reality show, I : Young people in tank tops scan their fingerprints on iPads until the iPads tell them they're in love and they get to go to the sex suite.
Well, no that's not right, because you have to think about taxes.
But I am thinking that there aren't many jobs that do they win the money on are you the one you quit for three months to go find love with an iPad.
Let's consider how they came out of it.
You could pay for one year of tuition at a private college or a full four years at a state school.
Ellie could pay her rent in Rockingham, N.
Only Monday night's reunion will tell us if the love the 10.
Now, they can get regular jobs and still grab some promotional money on the side when they host an event at a bar.
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How Much Do You Win If You Match One Mega Millions Number? | slots-free-deposit.website
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As a reality show, I click the following article Young people in tank tops scan their fingerprints on iPads until the iPads tell them they're in love and they get to go to the sex suite.
Well, no that's not right, because you have to think about snapdeal promo code />But I am thinking that there aren't many jobs do they win the money on are you the one let you quit for three months to go find love with an iPad.
Let's consider how they came out of it.
You could pay for one year of tuition at a private college or a full four years at a state school.
Ellie could pay her rent in Rockingham, N.
Only Monday night's reunion will tell us if the love the 10.
Now, they can get regular jobs and still grab some promotional money on the side when they host an event at a bar.
And, of course, the MTV holy grail is reportedly : The Challenge.
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‘Are You The One’ Season 2 Finale Recap: Perfect Matches Revealed; Did They Win The Money?
Valid for casinos
12 things not to do if you win the lottery
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Dating and finding love is not easy, no matter who you are.
But the cast of this MTV hookup show takes the complications of modern relationships to a whole new level.
The promises "the most ambitious matchmaking experiment ever attempted.
Are You the One?
But there's a catch, of course: every person on this show is, by their own admission, terrible at relationships.
They continually mess up their chances at finding love in the real world, so they've all come to a reality show for help.
What could possibly go do they win the money on are you the one />Turns out, pretty much everything.
If the first season of Are You the One?
Based on just the promo below, Season 2 will also include a lot of crying, a lot of yelling, and a lot of awkward hookups—all the classic signs of an MTV reality program.
Things get even more cringey this season, because one lucky guy has two perfect matches in the group — meaning one girl could find her ideal dude.
Which actually seems quite cruel to me.
So how does this show work, exactly?
Its format is surprisingly complicated to follow, which is why I've broken it down for you into five easy steps.
The Cast Meets and Mingles Being told that your "perfect match" could be one out of the 10 people standing in front of you would put a lot of pressure on anybody.
And the way the cast dealt with that stress last season was to begin drinking and hooking up immediately.
Did I mention that there is a specific room equipped with just one large bed that the show refers to as "Pound Town"?
I'll just let that sink in.
The Games Begin To win one-on-one dates with their potential matches, the guys and girls compete in weekly competitions, which usually reward whoever's willing to show the most skin.
Each episode, while the winner s and do they win the money on are you the one chosen match es are out getting to know each other, the rest of the group votes to decide which couple will enter the "Truth Booth.
Computer Knows Best Once they get back from their date, the do they win the money on are you the one couple goes to the Truth Booth, which is basically a futuristic looking snapdeal promo code the size of a porta potty.
Inside, a screen reveals if the couple is a match or not.
This is where the central flaw of Are See more the One?
Most couples go into the booth expecting that they are correctly matched.
They feel an attraction and a connection, which is why the rest of the group voted to test their match potential in the first place.
But most of the time, they find out they actually aren't meant to be, at least according to the show's personality tests and computerized data crunching.
So who's correct: the people experiencing these feelings or the hard numbers?
Love is a Mystery At the end of each episode, the entire cast comes together to guess everyone's match.
Remember, if they guess all 10 couples correctly, they get to split a million bucks.
Alternating weeks, the guys or the girls, one at a time each pick who they believe their match to be.
That means, if someone picks your match before you, you're out of luck.
After everyone chooses, it is revealed how many of the matches are correct—but not who the correct matches are.
It's like a logic puzzle.
Honestly, Probably Breakups I know, I know: how could these couples not stay together forever?!
I thought they all found their perfect match!?
At the conclusion of Season 1, all 20 people were paired off correctly, and they each received their cut of the million dollars.
BUT, by the reunion special, just one couple remained intact.
Doesn't lose all hope though.
That one couple, on the way.
Images: MTV; ; ; ; .