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How to Handle Your Husband's Gambling Problem. Suggest that he get a second job or take on extra hours at work to earn the money that he needs.. Our Everyday.


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My boyfriend has been a gambler since he was 14 (now 29) I have been him for nearly two years, and initially I didn't think he had a problem. He and I are both pool players, and although he sometimes gambles in pool, his real problem is in blackjack. (although is any form of gambling ok for a gambling addict?)


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My Husband Gambled All Our Money
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Free legal advice is available from a Citizen's Advice Bureau, and the Law Society can supply a list of local solicitors.
Hi, My husband sat me down this morning and handed me a long letter in which he detailed the situation which in essence is this: he has been gambling intensively on online sites over the last 3-4 years and has built up 10's of thousands of pounds in personal debt on credit cards and loans.
He has hit rock bottom by the sounds of it, and has been comtemplating suicide.
He asked me to take over the finances and that he understands if I want to leave but he can't keep it a secret any longer as it is killing him.
I think because he was so honest about it, and so clearly suffering with the mental health aspect, I haven't even been angry with him or considered what I do about it.
He knows that I may leave.
I have spent today focusing on trying to get him help by getting in touch with the GP and he has been given antidepressants, and he has called gamcare and they are going to put him in touch will counselling support.
I have blocked gambling sites via BT, and made him cancel the football channels on sky this is what he has been betting on.
He tells me he has not gambled for a week, and is done with it.
I believe that he believes that right now and anyone who knew him would be absoultely shocked this was him as he is a really good guy, not a player type or a "lad", he obviously has a problem, rather than a natural disregard for us if you know what I mean.
So from that point of view all I can do is hope that is enough and he will stay clear now.
But this is the second time this has happened the first time, he https://slots-free-deposit.website/all/all-poker-no-deposit-bonus.html won gambling quite a big sum of cash, and at first we had a nice time having a holiday and buying a computer etc.
This time, though I recognise the need to protect the finances for me and our daughter.
I don't know if I am going to to stay and try and fix things or go but either way he has asked me to control his finances and the big thing is the mortgage as far as I am concerned - it has a facility to draw down on it, and also there is equity which might get swallowed to pay for his debts if it gets that bad.
He tells me he has a plan to pay it off, and maybe that is so, but it will take a long time and I am not sure if he will be able to stick to it.
I wondered if a good option might be for him to sign over the house to really. all about the money download free sorry and in doing so release some of the money we can draw against tit to make the debt more manageable with the understanding that assuming we are able to salvage the marriage he can come back into the house when he has paid it and us back.
Sorry this is muddled, I am muddled right now.
I wondered if anyone had any advice for me on how to go about this or even anyone who has personally been involved with gambling addictions who could offer any insight.
Thanks :- Addictions I'm no my boyfriend gambled all our money on.
If needs be - open his mail- but don't confess to something that's not even true.
If he has no access to money to gamble without you seeng it- he can't do it again.
Fair enough if he did actually overstate his income and the lender didn't bother checking but lying to my boyfriend gambled all our money yourself into trouble is just madness.
I totally agree that the onus is on the lender which is why I totally disagree that they should ring up and say they lied in order to obtain the credit.
If push comes to shove then by all means go down the route of 'I didn't know what I was my boyfriend gambled all our money but saying you knowing lied to obtain credit is stupidity.
I'm in the US so this may or may not help.
He should go to 'Gambler's Anonymous' if you have it there.
This same thing happened to a friend's mother.
They lost everything except their home.
They had savings, investments, a nice little business.
He opened credit cards and took out loans behind her back to fund his addiction.
Everything had to be liquidated and it still wasn't enough to clear the full amount.
When she found out he cried, made promises, begged forgiveness.
And after all that, she STILL couldn't stop him.
And that debt also belongs my boyfriend gambled all our money her.
Our friend forced his mother to see an attorney and his advice was to get a divorce, because that was the only way she could protect herself from his gambling addiction.
And so, she made him sign the house over to her as part of the settlement and they divorced.
And he's still gambling.
He's paying off the debt but if he defaults they will come after her for the debts that were created during their marriage.
Even the divorce doesn't absolve her of debt created during the marriage.
They had a nice semi-retired lifestyle.
Now she's near the poverty line and thanking God her home was paid for and that he didn't take out another mortgage on it!
You need to see a solicitor right away.
You need a clear understanding of your financial position and your liability for his debts.
You also need a clear understanding of the legalities as to protecting your house as well as yourself and your DC.
As this is the second at least time he has done this you need to think seriously as to whether you can continue to live like this.
What happens when you clear all the debt, has he told you everything do a credit check to make sure you know everything he has done credit wise.
That would be really great!
Thanks everyone for all of your replies.
With the exception of his bank account which we cannot close as it is in overdraft.
In terms of paying it off, we have always had a joint account into which all of our money goes except for a couple of hundred each which we keep to pay for our stuff like nights out hair cuts code of all world />He is maxed out at the moment and the repayments are much much more than he gets so we need to think https://slots-free-deposit.website/all/all-about-the-money-bass-tab.html to do it.
With regard to the house, I have told him that I expect that to be signed over to me - on the deeds as well as the mortgage.
My thinking being that I need to protect our equity from creditors but also I don't want him somehow frittering away our home.
I am not sure that I understood some of the posts at the beginning - are some of you saying that we could argue to the credit companies that they shouldn't have allowed article source debt in the first place and get it reduced?
Thanks again for all your help, the emotions are kicking in this morning, and I am feeling pretty lost.
Thanks x Ps - just to say I trying to be logical about all this - he clearly is in a very dark place at the moment and he is my daughters dad, Whether I stay in the marriage or not I feel obliged to do my best to help him get back on his feet for her sake and her future relationship with him cos I think if we don't get it sorted he will end up homeless.
But equally, I cannot allow his actions to directly affect her future either.
Also, I have had a bad year with illness, I have a long term chronic illness which appears to be getting worse and not much support from my family, so worried about being on my own if I am honest.
Especially as I am self employed and struggling to work cos of my health.
Be careful with your desire to do your best to help him.
Key to addiction is the addict understanding that this is entirely their own doing and only they can lead the recovery process.
Propping him up may prolong the active phase of the addiction - in other words do the exact opposite of what you hope to achieve.
This applies to you taking control of the finances - making you police the problem is likely to kill your relationship whatever else you decide.
The finances do have to be transparent and he should limit his access to credit but he has to own the financial resolution.
Equally you have to take club penguin all codes for clothes of your finances in order to protect yourself.
Next most important thing is disclosure.
The addict has to own what they've done publicly.
That means trying to manage this between the two of you without anyone else being aware of it is extremely unlikely to succeed.
He needs to tell his friends and family what he's done.
Addiction thrives on secrecy.
He needs to get debt advice - note, he needs to do this.
He has to fix this mess himself.
I would be my boyfriend gambled all our money that a debt recovery agency would see making over his asset to you as a way of avoiding the debts being recoverable.
He should probably be looking at or MoneySaving Expert has an equivalent called Debt-free Wannabe.
I would see a solicitor to talk about how you can limit your exposure.
Is he looking for a?
He may find one he could attend today.
I'm assuming you've looked at the info for friends and family.
The best way to help him is to MAKE him sort out his mess.
His allowance goes on HIS debt.
The bank may not agree to him signing the house over to you if you do not have the means to pay the mortgage with out him.
Be careful about sorting it all yourself, I can imagine especially if he is unwell you want to support him- but remember to support and let him sort also, this is part on the process of recovery to me.
He says he has seen what is the problem, he now needs to go through the process of sorting it also.
You are absolutely right to be looking into how to protect yourself.
Emotional and any others.
Like a smoker may avoid certain situations for a while at the start whilst stopping, he may need to look into the same.
Is it only online?
If shops also, he can ban himself from them go into each shop and speak to them.
He needs to understand, that he has my boyfriend gambled all our money breached your trust, so needs to be doing in reasonwhatever you want to help you through this.
Best wishes and look after yourself.
Gambling is an addiction and will never be cured.
He can with effort control it with professional help.
Before you speak to any of the debtors contact Stepchange, the government confidential debt advisors.
Put the phone on loudspeaker as your husband needs to be present.
Don't let him avoid responsibility for this mess by off loading the responsibility on to you.
Isolate yourself from as much of his debt as possible and take whatever steps possible to protect the house and your credit rating.
Depending on the size of the debts a repayment plan, debt relief order or even personal bankruptcy may be advised.
Your husband should open a simple bank account with a different bank.
If he's serious about stopping gambling he should give you his bank card and you give him a small weekly allowance taken from that account.
Both of you should contact Gamcare as they support addicts and loved ones.
Take time to consider your feelings ect.
OP, you wouldn't be able to get the house and mortgage in your name only unless you can fully support the repayments.
Speak to a solicitor as there might be something else that can be done.
Firstly you'd ruin your husbands credit rating and in turn yours this might happened anyway if you can't pay the debts but secondly, unless you did actually claim it fraudulently or were genuinely missold it, it won't work anyway- I'm sure lots of people would like to walk away from their debts by saying they didn't know what they were doing.
Can you afford to repay the debts between you his £200 a month doesn't sound like it will scratch the surface?
If you are going to repay tens of thousands it will mean some serious cut backs.
If you do want to write off some of the debts because you can't afford to pay them there are options such as debt management plans.
Hi all, I have checked his credit report this morning, and he has told me the truth about what he owes.
Weirdly his credit rating is still excellent what?
I have told him in no uncertain terms that this is his responsibility to repay.
However as you say the repayments have reached the point where he can no longer afford them and has built up an overdraft paying them which is now maxed.
He has already said he would transfer his allowance to pay it but this also leaves a shortfall.
He has had a payrise at work which he lied about so his proposal is that he continues to pay with that I don't agree but haven't formulated my terms - that is if I decide to stay and I have by no means decided.
The thing that scares me about it is that his mum has given him £20,000 to help get him back on track but he has gambled that too - not a good sign.
I will look at Gamcare later in and see if I can get some help.
Trying to keep going for our daughter today just taking her out now.
With the agreement that once he has repaid all of it in full including the loan which will take years and will not be possible if he continues to gamble his allowance then he can go back on to the deeds etc.
He really does to my untrained eye seem to be at Rock bottom.
He doesnt seem to be in denial, but obviously something like this is a lifelong battle.
As you are self employed you'd need 2 years audited accounts for most lenders and not a penny of your husbands income could be considered- could you afford the mortgage including the increase in payments for the debts 3 lenders are not likely to be comfortable with your husband continuing to live in the property but effectively having passed his interest in it to you.
He has not gambling all money away rock bottom, he still has a family to come home too, he still has food and a warm bed to come home to.
The only thing that has happen is that he can not get any more funds to gamble with.
No don't increase the mortgage to pay off his debt, really please don't.
If you can take on the mortgage on your own then fine but get professional advice first.
Put bluntly if you bail him out and do everything for him he will feel no consequences and carry on gambling.
If his mum knew and kept it secret from you that's a whole other issue.
Professional I work with gambling addicts, he hasn't hit rock bottom, he's trying to find ways of minimising responsibility for his mess.
You and he need professional advice please contact Stepchange.
If he has not done so, he needs to admit to my boyfriend gambled all our money mother that he blew the money she gave him on gambling.
That is an important part of his recovery.
He must own up to everybody that he's wronged or deceived.
To get the house in your name learn more here then release equity for HIS debt would only result in YOU assuming part of his debt on paper.
Not a wise move, IMO.
You need to keep yourself as 'debt free' as possible.
Again I don't know the UK legalities regarding spousal liabilities for debts all 1960bet code by one partner during a marriage.
You need to see a solicitor right away.
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My husband has been a gambler during all of the 21 years of our marriage. He was a gambler way before I met him. Although, when we married during a whirlwind, I had no idea what I was in for.


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My boyfriend is throwing away our money and our future. | Secret-vent
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My husband just gambled away all our money, what should i do? | Yahoo Answers
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I have been a gambling addict for two years.
I wrote this last month because I have no one to talk to about this.
I have never been so alone in all of my life.
I just gambled my boyfriend gambled all our money another paycheck today and I wish I could go to sleep and never wake up.
I spent the weekend from the time I got paid gambling away my rent and grocery money, just like I did last payday and the payday before that.
In order to finance my gambling addiction, I have stolen from my kids, my grandmother, my parents, and my employer.
I have forced my kids to turn over their birthday money and Christmas money for the past two years to make up for the void left by my gambling.
I am ashamed, more than ashamed, I am broken.
I am so focused on myself that I can no longer participate in life.
I have become small, petty minded, and mean.
The despair is so overwhelming, the hopelessness, the worthlessness, the lessness of me.
I have gotten to the point where I will shed a few tears at the silliest things, like a sappy commercial or a love story, but can no longer wash my sorrows away with real tears.
I am empty of human emotions, except for greed and avarice.
I am full of hate.
I remember pouting until he would have sex with me, and then getting angry for him asking if I would buy him beer afterwards.
But I understand it now; I almost slept with a man because he gave me money to gamble with.
I have whispered to myself that I would blow someone for a few hundred, knowing that the thought alone is a slippery slope.
I have compromised myself on so many levels, given up the pretension that I am a decent and good person.
I have disposed of all the good in me and stripped away any pride that I may have had.
All that is left is shame and the knowledge that if someone offered me a few hundred dollars, I would be right back in the casino, hoping for the big hit.
The problem with the big hit is the fact that Continue reading always gamble it right back away.
I spent all of my rent money, and then went back to the casino Sunday to try and win it back with the last of my grocery money.
I am so mad at myself.
I have put myself in a position that I do not feel there is a way out.
Scared to confess that I need help.
My life is spiraling out of control.
Quickly, I feel I have hit bottom.
Things can be going fairly smoothly for me, and I just ruin it with my impusiveness.
Not only did I drive an hour away to the casino last night.
I spent every bit of my paycheck.
Did not pay rent.
I am so stupid and ashamed.
I have been looking at gamblers anon for the last few months, because I see myself just getting worse.
To see me, you wouldn't know.
But this gambling has me completely out of control.
Like I would do anything to make this go away.
I want to get in the car and drive.
Who cares what happens to me.
It is such a lonely feeling, and it seems like no one would ever understand.
Consumer 0 Posts: 1 Joined: Sat Sep 01, 2012 10:43 am Local time: Sun Jun 16, 2019 7:35 am Blog: Trust me, I understand.
I have a good job as well, but I am always broke.
I am getting ready to call my mom on her birthday to ask for money.
Reading the stories on here make me realize we are not alone.
I just keep asking, why me?
I knew I was diagnosed as having addictive "traits" but I was never addicted to anything.
It came on suddenly, completely disappeared for three wonderful months amd then came back.
Consumer 0 Posts: 2 Joined: Sat Sep 01, 2012 5:07 am Local time: Sun Jun 16, 2019 2:35 am Blog: What a powerful story.
Thanks for posting it.
If you want I can tell you about the last days of my gambling.
Towards the end, I booked a really early morning flight to go see my family in California.
So I decided, since my flight was so early, that instead of sleeping, I would go to the casino and later take a cab from there to the airport - and hopefully, with some play money in my pocket.
I ended up missing the flight and lost all my money.
I had to call a friend to pick me up from the casino and take me back home.
Towards the end, I thought I could win money if I played online.
That, I thought, would be easier.
But I live in the US and the banks have made it very hard to withdraw money to play online.
Suffice to say, there is a loophole.
I spent days running around town trying to wire money to "contacts" in Venezuela so that they could continue reading money for me.
It was like I was doing drugs.
Towards the end I needed to get a cash advance off my credit card just to pay my bills and the only place I knew where to do that was at the casino.
I told myself you're going to go in and do the transaction, and you're going to leave.
Then I lost that, and decided, okay, I'll play half of it, and then leave.
Then I lost that.
Before you know it, I lost all my money.
That's what gambling does to me.
I can't control it and it is a progressive disease.
Things have gotten worse, never better.
What I know is, it's really hard to get a gambler to go to GA.
And from the boards here, I can tell people come by and share their story, but there's not a lot of regulars.
Gambling's really a beast.
If you still have a steady job, I would strongly encourage you to find a trustworthy friend that won't be manipulated by you and figure out a way to give them your paycheck when you get it.
And hand this friend your credit cards.
This may be your only hope.
It worked for me.
And I tried to sweet talk my friend my boyfriend gambled all our money many times to give me my money.
But he wasn't have any of it.
I succeeded once in getting my credit card from him - to pay off bills I said!
I'm telling you, I would gamble the coins under my car seat if I could.
What I realized is my desire my boyfriend gambled all our money gamble is OVERWHELMING!!!
But it doesn't last that long.
You should thank your lucky stars that you have money coming in.
You really do need help.
The good thing is you can recover and get your life back on track fairly quickly, I promise.
It's like drugs or booze.
No one is here to lecture you, but boy losing your paychecks I'm sure would lead you to feel what they call in AA "pitiful and incomprehensible demoralization.
Statistically the odds of winning or losing a particular bet may be unknown or random, but over a long enough period of time they are not unknown.
Consumer 2 Posts: 44 Joined: Fri Jan 13, 2012 7:26 am Local time: Sun Jun 16, 2019 7:35 am Blog: I have been exactly where you are.
I've also been in the place where I knew I had a problem but still didn't stop.
Just remember that you're a smart person who can make it without gambling.
The fact that you won twice in a day and lost it all back should tell you all you need to know - you can't win because you'll never let yourself win.
I've been there and promised myself that when I'd get to a certain amount I'd quit and even had a couple months straight when I stuck to it and actually made some money.
But my addiction would always take over and when I thought I had it licked I'd go and lose a massive amount because I can't control myself.
I was so bad that I couldn't spend money on anything but gambling.
Or not eating anything for 24 hours straight and then scrounging for a few dollars just click for source buy some junk food to help drown my misery.
It was all pretty hopeless until I was able to step back and look at what gambling was doing to me and that there was a better person inside of me that could beat this.
I like the idea of finding a friend you can trust to help you though this.
Once you get away and spend some money on something meaningful you'll feel click to see more and the urges will diminish.
Then you'll look back and wonder why you ever did it.
I used to get colds and flu all the time because of the dirty smelly casino, now I work out and feel amazing.
And if I can do it, anybody can do it.
Consumer 6 Posts: 963 Joined: Sun Aug 05, 2012 4:25 am Local time: Sun Jun 16, 2019 2:35 am Blog: I am truly sorry and honestly do not know how to console you but I do pray that you gather strength from a support group please.
I am on the brink of going insane, or maybe I am I empathise with you all and it is an awful, horrendous place to be at.
We sink so low and we think we cannot get out but we need my boyfriend gambled all our money be positive and affirm with ourselves and the universe that we can get over our addiction.
Strange, I was engaged to a gambler 20 years ago and I had broken off that engagement due to his addiction and look where I am today!
I have been at this from 2007, first it started small, then escalated to 9 of my credit cards being maxed; debts not being paid and all the financial institutions, stores etc; constantly calling me requiring payment of which I could not meet!
I had to seek help from a professional organisation legal entity has not to lose my house.
The bank was going to re-posses my home of which I had made a promise to give it to my Mum and Dad when Dad retires in 4 years time!
My Dad and Mum are such beautiful souls and if they know of it; it will surely kill them.
I am the eldest and they are so proud of me!
No-one in my family or my friends know that I gamble; my Mum suspects but I blatantly lie and say that I stopped 4 years ago!
Lying was, is taboo in all walks of life but lying has become my forte and yes, I am admitting it is so evil and disgusting!
I cannot stop myself and I do talk to God to take me away from this place.
I cannot control myself anymore!
I contemplate suicide but I cannot go through with it when I think of my Blessed Folks.
My gambling addiction is out of control — I am lost and I cannot sleep; my home is never cleaned and I was such a pristine person ; I have literally no monies in my banking account presently or wallet even when the boyfriend transfers; I immediately get to the casino after work and spend the last cent on the slots.
I have such a wonderful boyfriend but with my lies to obtain monies from him; I am pushing him away!
I live 10 minutes from a casino; hell!
I pray the same for us all who has this revolting habit.
God Bless You all My Friends.
Consumer 0 Posts: 2 Joined: Tue Sep 18, 2012 sanyo all one for codes am Local time: Sun Jun 16, 2019 7:35 am Blog: Proximity to a casino seems to be a factor in many of our personal stories of gambling addiction.
I had never gambled until Pennsylvania legalized casinos, and after several years, I patronized the local one.
Casinos are dangerous places, where it is very easy to lose more than one intended.
Money loses its value in such places.
Consumer 6 Posts: 1237 Joined: Thu Jun 14, 2012 4:44 am Local time: Sun Jun 16, 2019 3:35 am Blog: I only just registered here because of a bad bad bad day at the casino, and your post pretty much says it all.
My helpless hopeless feelings threaten to overwhelm me.
For so long I have tried to believe it was not an addiction, but yesterday, while in the process of losing all my rent money, I saw myself.
It was almost like some sort of 'haze' settled over my brain.
I could see myself taking all the money from the ATM, little by little.
Looking back, the memory of even putting the money in machines is more like a dream, rather than a real experience, and it was yesterday!
Only my bank account tells me the sad truth.
Yes I am addicted to gambling.
It is certainly not my only addiction, but it is definitely my most expensive one.
The things the OP said.
I am scared, I don't know how to get my rent paid.
And I am just as scared that next payday I will do it again, as if I have something to prove, I can feel the resentment, the "you won't win next time, casino" what an utterly stupid thought.
I know I have got to get help, but I am trying to deal with SO many things!!
PTSD from childhood trauma, drug addiction, gambling, ADHD, I am a multi-disordered gal!
I guess I kept hoping I my boyfriend gambled all our money at least get a handle on the gambling.
But even if I don't go to the casino, a convenient 10 minutes away I am buying scratch tickets in the grocery store or sneaking a pull on a slot at bingo.
I just felt moved by the OP, and figured this was a good place to post my first words.
Consumer 0 Posts: 2 Joined: Fri Sep 21, 2012 7:46 am Local time: Sat Jun 15, 2019 11:35 pm Blog: Hello I'm Paul and I will have to admit that I'm a Gambler.
I don't know what or how to say what kind of Gambler I am.
But is a pity to hear all the sorrows,of each and one of you.
I hope there is a miracle for each and one of you.
I didn't have in mind I was ever going to touch a topic.
Well I did til I was introduced to the Indian casino here in my state of southern California 4yrs.
I to this day cannot leave the Slot machines.
I'm a young loner man that a man my age should be raising a family and not be every article source weekend Gambling.
It's my shame and selfishness to be throwing myself to the game every other weekend and I have skipped dates or ignored the question from relatives and close friends when am I going 2 settle with a woman or think of already bearing children.
I avoid the topic and just talk my way out.
I feel guilty,since It's only 2 sons my mother brought to this world.
I'm the oldest and my younger brother already moved in and started his life with his girlfriend.
I on the other hand live alone living in an RV,driving a twenty something year old car and have no big bills.
Besides cell phone and car insurance.
I work full time w;ith some overtime coming in.
go here also have over 30 something thousand dollars in my checking account of Casino money.
I bet I brought you that surprise.
How I bet you might be asking.
Well I have a casino membership.
I always have the suspicion the casino wants to have my boyfriend gambled all our money pyramid program going on.
Which when I started gambling I took major loses but slowly I began 2 train myself the limit myself how much you could spend reasonably in those slot machines.
I thankfully don' have a compulsive disorder to have winnings and throw it back in.
I play Big like one dollarm games maxing 5 to 10dollar pull.
I come every 2 weeks sometimes every week on a Sunday night after going to church in the morning pathetic of me.
I never fail to bring 500 dollars cash on my wallet.
I have a low paying job,so I started looking at casino slot machine for a chance making more money or playing my luck.
I hope I could touch you in some way to reason because at the casinos I've met many people that don't reason well before throwing all their life away and rent money away in hopes of feeling joy or hope for their life situation to turn for better.
It's POINT LESS to bring 2,000 to 4,000 dollars to a casino when most pay outs won't even be double then what you bringing to the table.
I've seen people play their 3,000 dollars all the way down to their last one hundred dollar bill l,next thing the machine will give em a Big Win of 3,000 dollars.
Was that even worth your time to collect the average casino slot machine pay out?.
Where you thinking playing 3,000 dollars you might hit the jackpot of 10,000 or 25,000 dollars?.
Thinking the most impossible way or the odds being so far from reach.
Instead of being the guy like myself that came in with 500 bucks walking away with a 3,000 dollar pay out,now that was good luck.
I've seen people come in with 3,000 dollars play to their last one hundred then get their money back those 3,000 dollars but they feel unsatisfied or they just getting to throw them back in and guess what,majority of the time they lose it all completely in their second round.
Not a smart move at all.
Not even being a gambler have I ever done that.
I believe a good chance you are going to win good or pretty decent.
But is up to you how much you going to satisfy your ego and selfishness.
There are times I bring 500 dollars and lose them within half hour or sometimes less than 20 minutes.
I get up and go,never try to reason if you should withdrawmore money from ATM,nor click to see more ever ever try to chase what you already have lost.
This is the most fatal move I learn my early casino slot days.
I always say to myself.
Well there's always another day with different luck.
There has been a good number of times I have come with my 500 dollars and just with the first one hundred bill Il,I hit 11.
Do you think I stayed and reason with the slot machine or get stuck playing hoping I hit a 10,000 Jack pot.
I took off running from that hell hole called Casino and went out to give me a treat.
Also,how many of you have treated people good that are in need when you have all this money available??.
How many have given to a church a decent 200-300 dollar tide or offering l.
How many have you given to charities??.
Specially when it goes good for you in a casino jackpot or do you go back and spend it all on yourself l.
I tell you it feels good to give back specially those in need.
I believe God has blessed me with some of the Casino money when he sees I do good deeds.
I usually carry two wallets one with my personal cards and IDs and another with a disposable 100 dollar all in singles and 5's to give to the beggers and that's just on a single day on my way to work.
On the weekend I carry more available casino money.
Don't get me wrong Casino is not the way to go I've seen sad situations and even couples fight and divorces because of severe gambling problem.
Thankfully I learned myself how to control my spending and when to not chase the rabbit down the hole and when there's a nice decent pay out and to run out of there.
Also telling myself there's always another day with better luck or this day is my luck and the casino not taking it away from me.
Even If all in poker bonus code came to gamble 20 dollars and now you won 100 dollars plus or gain.
Never put a silly idea you going to win big because you are not!!.
If you came and play with your 500 dollars and you down to your last one hundred and you recouped your 5 bills back,just walk out of there.
Today is not your lucky day.
Try another day, you might have a better luck.
Every day we all have a different luck to look forward to.
Just don't push it.
Any questions feel free to contact me.
Consumer 0 Posts: 6 Joined: Mon Sep 24, 2012 7:25 am Local time: Sat Jun 15, 2019 11:35 pm Blog: animalmother » Tue Sep 25, 2012 10:32 am Paul and All on this platform Yes, we go here admit to being addicted to Gambling and Paul, i was at the casino last weekend but i just took minimal money and left my bank cards and extra cash at home.
Strangely I did make and did lose but when I went home I felt a bit of exuberance at not taking my bank card and withdrawing all my funds!
I even went home with some cash knowing that it was "not my night" No, it is not a solution but at least i didnt get that feeling of "i hate me" it was regaining a bit of control!

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My husband has a gambling problem. I spoke to him about his problem and even took his bank cards only giving him an allowance to try and alleviate the problem. This worked and after a while I decided to trust him and gave him back the bank cards. I just found out he gambled all of our money on Friday in a space of 2 hours.


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my boyfriend gambled all our money

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He lost everything gambling, and I found out we were losing our home two days before we had to get out. He gambled away all our savings, CDs and traded in stocks to cover expenses he couldn't pay because of his addiction. Now my credit is ruined and I am stuck living with my parents again."


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How to Deal with a Lying Spouse - Financial Infidelity in Marriage
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HE WON ALL THE MONEY!!

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My boyfriend has a gambling problem. He's addicted basically. We've been in a relationship for 2 years, and he started through our first year of relationship, always being skint and never keeping track of money. He used to waste a ton of money on FIFA, I once caught him spending £50 in a day on it, while betting as well.


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My husband has been a gambler during all of the 21 years of our marriage. He was a gambler way before I met him. Although, when we married during a whirlwind, I had no idea what I was in for.


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Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which MoneyCrashers.
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Julia has a secret credit card that she hides from her husband, Carlos.
Whenever she goes out for a little retail therapy, she uses that card and has the bill sent to her office.
And according to experts, it can cause just as much harm in a marriage as cheating on your spouse.
When lies about money come to light — as they tend to do sooner or later — they often lead toloss of trust, and even divorce.
Types of Financial Infidelity Julia is a fictional character, but the kind of deception her story illustrates is both real and widespread.
A 2016 survey by the NEFE found that the problem was even more common.
Financial infidelity takes many forms, some more serious than others.
Here are https://slots-free-deposit.website/all/all-about-the-money-bass-tab.html of the things people admit to deceiving their partners about.
Spending in Secret Perhaps the most common form of financial infidelity is lying about or covering up spending.
In the NEFE survey, 22% of respondents said they had hidden a minor purchase from their partners, and 7% had hidden a major purchase.
The types of purchases they were most likely to conceal.
Husbands were more likely to hide spending on electronics or hobbies, while wives typically concealed purchases of clothing, shoes, and gifts for friends and family.
Rather than get into a fight, you quietly hide the bill in a drawer.
The big danger here is that you could forget to pay it.
You can conceal the expense temporarily, but sooner or later, your spouse is going to wonder where that money went.
Concealing Debt A less common, but more serious, form of financial infidelity is hiding debt from your partner.
About 1 in 12 respondents in click NEFE survey said they had lied to their partners about how much they owe.
An informal survey conducted by in 2018 found deception about debt was even more common; 27% of respondents said they had taken on some amount of debt without telling their partners.
In some cases, secret debt can amount to tens of thousands of dollars.
The money had gone to supplement the household finances and pay a business consultant while the husband was going through a job change.
Massive debts like these can stay hidden for years, only coming out into the open when the debt-ridden spouse can no longer find a way to make ends meet.
By that point, of course, is a much bigger challenge.
Lying About Income One in 20 respondents in the NEFE survey said they had lied to their partners about how much money they make.
check this out about earnings.
People can lie about their income in either direction.
Lawyer Nancy Chemtob told the most extreme case of this she ever encountered was a woman who lied to her future husband on their very first date, saying she had a professional degree and a salaried job when she was actually unemployed.
When her husband finally found out the truth, he immediately filed for divorce.
Hiding Accounts One of the rarest forms of financial infidelity is keeping entire accounts hidden from your partner.
In the NEFE survey, 6% of respondents said they had a secret bank account they hid from their partners.
Who Commits Financial Infidelity?
According to Chemtob, financial infidelity is a problem at all income levels.
The rich simply come up with more elaborate schemes for hiding their money.
Differences by Gender Both men and women commit financial infidelity, but it appears to be slightly more common among men.
In the NEFE survey, 46% of men admitted to deceiving their partners about money in some way, compared to 38% of women.
Men and women were equally likely to hide minor purchases from their partners, but men were nearly twice as likely to hide major ones and to lie about their earnings.
There is one exception to this rule: lying about debt.
The NEFE survey found that women were slightly more likely than men to lie about the amount of debt they have.
One possible reason for these differences is that men and women tend to have different attitudes about spending.
So men who conceal major purchases from their spouses may not consider themselves to be cheating, even if their partners do.
Differences by Age Younger couples are more likely to hide details about money from each other than older ones.
In the 2015 CreditCards.
People under 50 were nearly twice as likely to have a secret account as people over 64.
The NEFE survey found slightly different results; men under 35 years old were the most likely to commit financial infidelity.
Of these men, nearly three out of four said they had lied about or hidden financial details from a partner.
This percentage dropped to 57% for men aged 35 to 44 and 35% for men over 44.
For women, however, financial infidelity peaked at a slightly later age.
Just under half of women under 35 admitted to financial infidelity, but the number climbed to 55% for women aged 35 to 44.
The percentage fell off more gradually among older women, declining to 41%, 35%, and finally 22% with each additional decade.
Reasons for Financial Infidelity People keep financial secrets from their partners for a variety of reasons.
Sometimes, however, concealing money matters can be a symptom of a deeper problem in the relationship, such as fear or lack of trust.
In other cases, the spouse who hides money is doing so to cover up something else, such as addiction or a sexual affair.
Conflicting Goals The most common reason people give for keeping money secrets from their partners is to avoid conflict.
On the face of it, trying to avoid a fight with your partner seems like an innocuous reason for a lie.
Sonya Britt-Lutter, a financial expert interviewed by CreditCards.
For instance, perhaps one spouse wants to keep spending lots of money on clothes or dining out the way they did when they were single, while the other wants to save every spare penny see more a.
The best way to in this case would be for the two partners to sit down and talk about their priorities.
They could then work out a compromise that would allow them both to put some money toward what they want most.
However, sometimes a talk like this seems so overwhelming that the spending spouse decides to dodge the issue by spending as usual without telling their partner.
They hide their new purchases in the back of the closet or fib about how much they spent on them.
The spending spouse ends up in hot water not just for frittering away their money, but also for lying about it.
Embarrassment or Guilt In other cases, partners do share the same values when it comes to money, but one partner is much better than the other at living up to those values.
For instance, maybe both partners have agreed that they want to buy a house, but one of them is having trouble sticking to this goal.
This partner keeps blowing the money they should be saving for a down payment on like a new pair of shoes or a set of golf clubs.
Afterward, they feel ashamed of their irresponsible spending, so they conceal the purchases from their partner.
Guilt or embarrassment can also lead to more extreme forms of money deception, such as covering up debt.
This embarrassment turns to guilt, making it even harder to own up to your mistakes.
A gambling addict, for instance, could sit up all night playing online poker with a secret credit card, while a shopping addict may smuggle home new purchases concealed at the bottom of a bag of groceries.
In fact, it often makes matters worse by stacking debt and deception on top of the physical, mental, and emotional toll of addiction.
The spouse of a drug or gambling addict sometimes hides income in a secret account to keep it out of the hands of the addicted partner.
Resentment Financial infidelity can also be a symptom of distrust and resentment in a relationship.
It often stems from — that is, one spouse earning much more money than the other.
Sometimes, the spouse who earns more resents having to foot the bills for the other one, especially for things the higher earner considers.
The higher earner thinks that making more money gives them the right to make all the decisions about spending it, forcing the lower-earning spouse to account here every penny they spend and taking them to task for any expense the higher earner considers too frivolous.
The lower earner gets back at them by finding sneaky ways to hide spending, such as saying the money they spent on a salon visit went to pay the gas bill.
Whatever the cause, revenge spending is a sign of an unhealthy dynamic in the relationship.
Affairs In some cases, financial infidelity and sexual infidelity go hand in hand.
People who are cheating on their spouses usually try to cover up evidence of the affair, and that means hiding my boyfriend gambled all our money expenses such as hotel bills, gifts, and travel.
They may try to pass off these costs as business expenses or open a secret account to keep them hidden.
In the case of the super-rich, spending on affairs can be incredibly extravagant.
An affair can also lead to financial infidelity if one partner starts contemplating divorce.
For instance, a husband who intends to leave his wife for his mistress might plan ahead by opening a secret account and stashing a portion of his income there.
Fear Perhaps the most serious reason couples conceal money matters from each other is out of genuine fear.
For instance, a wife could hide her spending from an abusive husband for fear that he will hit her.
Couples in this situation need counseling to deal with both the financial infidelity and the fear and distrust behind it.
Problems Caused by Financial Infidelity Financial infidelity can be just as harmful to a relationship as sexual infidelity, if not more so.
Nearly 30% said financial infidelity had damaged trust in the relationship, and 25% said it had led to separation or divorce.
In the 2018 CreditCards.
Financial infidelity hurts couples in two ways.
The first casualty is trust.
Dishonesty is a problem that cuts both ways.
Second, when the deception has to do with money, it has financial consequences of its own.
Even minor deceptions, like a few secret purchases, can cause your.
Larger-scale deceptions, like secret accounts, can get a couple into even deeper trouble.
For instance, if one partner has accumulated large amounts of debt without telling the other, you might have to cash out a 401k to pay for it, sacrificing my boyfriend gambled all our money chances of a.
The damage done by a financially unfaithful spouse can persist even if the marriage ends.
Ryan relates the story of a client whose husband by opening several secret credit card accounts in her name as well as his own.
When a spouse cheats on you, you can always walk away from the marriage and get on with your life.
Communicate Experts agree that the key to avoiding fights about money is clear communication.
That way, you can be sure you agree on your basic priorities — what you want to spend money on and what you want to save for — before you combine your finances.
An important part of this process is to together.
Look at how much money you earn between the two of you, then work together to set targets for how much you want to spend on rent, food, and other basic needs.
Also, decide how much you want to set aside each month in savings to put toward your long-term goals.
Making your budget together ensures that you both know where you stand financially and helps you stay on track toward your goals.
Your financial situation can change over time, and so can your goals, so to make sure you stay on the same page, continue to discuss your finances regularly.
Share Responsibility Another tip experts offer is to make sure both partners are involved in taking care of their joint finances.
That way, both partners can keep track of all the money that comes in and goes out.
You can do this by giving your partner the password to your online bank account or by using a service likewhich tracks financial transactions for you.
Giving your partner access my boyfriend gambled all our money your banking information is proof that you trust them and that they can trust you.
Another way to keep your partner in the loop is to set up alerts on your online bank account.
When the household bills come in, keep both partners involved in paying them.
This guarantees that both of you will get a chance to look at the bills and see if they raise any red flags.
You can also have one partner be in charge of paying the bills but have them write down the amount of each one somewhere both partners can see it, such as a family bulletin board.
This is a specific sum that you can spend each month on whatever you like, no questions asked.
Problems like a job loss, high medical bills, or other can happen to anyone.
Instead of making your problems worse by trying to hide them from each other, you can face them head-on and deal with them right away.
The sooner you tackle small problems, such as a gap in your budget or an unpaid balance on your credit cards, the easier it is to keep them from turning into big problems.
Dealing With Financial Infidelity Recovering from financial infidelity takes a lot of work from both partners.
Admit the Problem There are several warning signs that a partner could be cheating on you financially.
Some people become defensive and reluctant to talk about money, while others suddenly start spending a lot more or a lot less.
Approaching the problem with concern, rather than anger, is the best way to get at the truth.
Choose a moment when you and your partner are both calm my boyfriend gambled all our money non-stressed to bring up the problem.
Understand the Root Cause Financial infidelity is often a symptom of a problem somewhere else in the relationship.
Sometimes, the cheating partner hides money because they feel the other partner is irresponsible.
Uncovering and dealing with the problems that led to the infidelity is just as important as dealing with the results.
Then you can look for ways to address all of your issues — personal and financial.
In these cases, talking to a counselor, by yourself or as a couple, can help you get to the root of your behavior and figure out how to deal with it.
Which type of counselor you need depends on what you believe is behind the problem.
A couples therapist or marriage counselor can help you deal with problems in the relationship itself, such as different values or a power imbalance.
Seeing an individual therapist can help the cheating partner uncover deep-seated issues, possibly dating back to childhood, which affect their finances.
Support groups can also help with this problem.
Professional help can be useful for dealing with the financial effects of cheating too.
For instance, if one partner has piled up a lot of credit card debt, a can help you work out a plan for paying it off.
Other who could help you recover include financial planners and money coaches.
Rebuild Trust Financial infidelity is, in essence, a breach of trust between partners, and a key part of recovery is finding a way to restore that trust.
Experts say that one important step is to be completely open about your finances from now on.
Allow your partner to examine every receipt, credit card statement, and bank statement at any time.
For instance, you could agree not to make any purchases over a certain dollar amount without discussing them with each other.
You could also promise to hold all of your accounts jointly from now on or to consult each other before opening a new account.
Put your agreement in writing so that both of you are completely clear on what it requires.
No matter what steps you take, it will take some time for the relationship to return to normal.
The cheating partner will need time to change their harmful money habits, and the victim will need time to learn to trust them again.
Be as patient as you can with each other and give your new financial habits time to work.
Have you ever lied to a partner about money?
Has your partner ever lied to you about it?
Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?
She also maintains a personal blog,on ways to save money and live green at the same time.
Buying an expensive sports car, getting some fancy bling, and getting Botox injections: What do these three behaviors have in common?
They may be signs.
Whether searching the offerings at an estate sale or combing through the aisles of a thrift store, society is obsessed with the idea of.
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I'm just afraid he'll choose gambling over our relationship. Today - it was so stressful. The two of us drove all over Toronto just to try to pawn off some jewellery, and a pocket PC that he needed to get rid of just to pay off his brother the $600 he lent him. Much to HIS disappointment, every shop was closed.


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4 streamers who lost all their money live !!

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Today, I found out that the money my boyfriend has "secretly" been putting away for the last two months is not for an engagement ring like I'd thought, but for a trip to Vegas I'm not invited to.


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my boyfriend gambled all our money

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My boyfriend has a gambling problem. He's addicted basically. We've been in a relationship for 2 years, and he started through our first year of relationship, always being skint and never keeping track of money. He used to waste a ton of money on FIFA, I once caught him spending £50 in a day on it, while betting as well.


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10 Red Flags Your Partner Is Lying About Money “It was terrifying,” she recalls. “My biggest fear was that we would lose our house.” The couple had two children, ages five and nine, and.


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just found out husband is a gambler - how to protect my finances
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my boyfriend gambled all our money

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When partners consider finances, when is it ‘my’ money, and when it is ‘our’ money? Guardian readers shared their experiences . Private lives: ‘I want to end my marriage but I’m.


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my boyfriend gambled all our money

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just found out husband is a gambler - how to protect my finances. we have always had a joint account into which all of our money goes except for a couple of.


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just found out husband is a gambler - how to protect my finances
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my boyfriend gambled all our money

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Iama girl who just found out that my boyfriend lost all our savings on gambling.. On NYE my boyfriend started to cry and admitted everything and two days later I.


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Asking for forgiveness is easy, but changing your attitude after you ask for it can be much harder. Some people ask for forgiveness for the sole reason of not having someone as an enemy.


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my boyfriend gambled all our money

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And I say this knowing that this is gonna take some real effort. I know I’d personally be frigging pissed if I was scraping all of my extra pennies together to chip away at debt, only to find out my partner’s been throwing money out the window. That’s infuriating.


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How to Deal with a Lying Spouse - Financial Infidelity in Marriage
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On NYE my boyfriend started to cry and admitted everything and two days later I found out how much money he lost and now, 'til I get paid, I will struggle with everything from rent to train fare.
Only have 45 mins to answer questions, in Starbucks waiting for a friend.
Have to leave Starbucks now, sorry for that.
Hope I answered most of the questions.
I know, but he's the most wonderful man in the world.
And to be brutally honest, I couldn't care less about the money, that's not why I'm with him.
With our salaries together we'll be sorted by the end of the month.
The most wonderful man in the world who gambled all the money away.
I just don't understand women.
Love is blind I guess.
Oh, I've known guys my boyfriend gambled all our money were willing to overlook pretty crazy warning signs, too.
It's a human thing, not a woman thing.
It's about being able to trust your SO.
If he really is Wonderful: What is he doing to earn your trust back?
How is he seeking help with his gambling problem?
If he is getting help with his problem so you can stay together, then I say forgive him.
If my boyfriend gambled all our money not consider that you are letting your emotions carry you away into problems.
Upvoted for your wonderful attitude.
Drop in the ocean.
Good luck to you both.
They both earn salaries.
He lost 10k my boyfriend gambled all our money 3 months, over which time he alone would have earned £12.
It's hardly anywhere near the end of the world is it?
go here why you don't create a joint account with your boyfriend.
You should no longer have joint finances with this person.
I should have seen my last relationship ending when that girl and I fought for over a week about having a joint bank account.
Guess who made 80% my boyfriend gambled all our money the money?
I don't plan on it.
She eventually gave in and let it go when I basically told her there was nothing she would be able to say or do to convince me to do it, and that it would be that way even if we had been married 20 years.
I don't normally shut people down like that but it go here getting annoying to argue about.
Her whole argument was "well what about stuff like vacations?
My response was always my boyfriend gambled all our money deal with that stuff when the time came.
There's no reason two people can't save money separately and combine it later to make those purchases.
As long as the amount being saved on each end is discussed monthly each person has a rough idea of more info sort of money the couple has.

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10 Red Flags Your Partner Is Lying About Money “It was terrifying,” she recalls. “My biggest fear was that we would lose our house.” The couple had two children, ages five and nine, and.


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my boyfriend gambled all our money

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All my life, I respected the money that I earned and spent wisely on my children. Now all I am thinking is I have to go back to the casino just to get back all my losses. I am new to gambling and I feel the pain of losing so much money. I could use $4000 for my kids etc. I got so sick.


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I Lost All My Money In A Card Game

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Real lives: 'My husband gambled away everything we owned' Justyn and Emma Larcombe appear to have the perfect life and family; But Justyn's £10,000 a day gambling addiction has crippled their.


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